Our Privacy Policy
At Pacific West Credit, we are committed to protecting your personal information and respecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws.
What personal information do we collect?
We may collect the following types of personal information from you:
- Contact information, such as your name, email address, phone number, and postal address.
- Personal identification information, such as your date of birth, passport number, or national insurance number.
- Financial information, such as your bank account details or credit card information.
- Employment information, such as your employment history and income.
- Information about your creditworthiness, such as your credit score or credit history.
How do we collect your personal information?
We may collect your personal information in the following ways:
- Directly from you, when you apply for a loan or credit product, or when you contact us with a query or complaint.
- From third-party credit reference agencies, such as Experian or Equifax, to help us assess your creditworthiness.
- From your employer or other third parties with your consent.
How do we use your personal information?
We may use your personal information for the following purposes:
- To provide you with the loan or credit product you have applied for.
- To assess your creditworthiness and affordability.
- To verify your identity and prevent fraud.
- To communicate with you about your loan or credit product.
- To comply with legal and regulatory obligations.
- To improve our products and services.
Who do we share your personal information with?
We may share your personal information with the following third parties:
- Credit reference agencies, to assess your creditworthiness.
- Fraud prevention agencies, to prevent and detect fraud.
- Regulators and law enforcement agencies, to comply with legal and regulatory obligations.
- Service providers, such as IT and marketing providers, who assist us in providing our products and services.
How do we protect your personal information?
We take the security of your personal information seriously and have implemented appropriate technical and organizational measures to protect it from unauthorized access, use, or disclosure.
How long do we keep your personal information?
We will only keep your personal information for as long as necessary to fulfil the purposes for which it was collected, or as required by law. Your rights You have the following rights in relation to your personal information:
- The right to access your personal information.
- The right to rectify any inaccuracies in your personal information.
- The right to erasure (also known as the "right to be forgotten").
- The right to restrict processing of your personal information.
- The right to data portability.
- The right to object to the processing of your personal information.
- The right to withdraw your consent (where we rely on your consent to process your personal information).
If you wish to exercise any of these rights, please contact us using the details provided below.
Contact us If you have any questions or concerns about our use of your personal information, or if you wish to exercise your rights, please contact us using the following details: Pacific West Credit llc First Floor, 48 Esplande, St Helier Jersy JE2 3QA, contact@pacificwestvault.online, +44 3456 7890 1234
Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes to this Privacy Policy by email or by posting a notice on our website.